JAGGAER One · Accounts Payable Automation
AI-Powered Accounts Payable Automation Software.
From invoice capture, coding and approvals to payment execution and reconciliation, all in one platform.
85%
Reduction in invoice processing time
25%
savings in
labor
costs
40%
Potential reduction in payment costs
3%
savings from early payment discounts
One workflow, built for the complexity of Accounts Payable.
Everything your AP team needs, in one place.
AI Invoice Capture
Capture invoices from any source, classify inbound email and automate routine supplier inquiries, while AI extracts, codes and validates the data, reducing manual entry.
Invoice Matching & Approvals
2- and 3-way matching against POs and receipts, configurable approval workflows, business rules and routing tailored to complex AP processes.
Global Invoice Compliance
Country-specific rules, VAT, mandatory fields, digital signatures and compliant archiving, validated automatically as each invoice is captured, wherever it comes from.
Payment Execution
Execute payments directly within the same AP workflow, ACH, premium ACH, virtual card, check, or wire, without a separate bank portal login.
Payment Visibility & Control
Track payment status in real time and get full transparency across the payment lifecycle, from approval to settlement.
Reconciliation & Rebate Capture
Reconcile payments faster, improve financial visibility, and route spend to the methods most likely to return rebate revenue.
Click image to enlarge
Click image to enlarge
Click image to enlarge
Click image to enlarge
Click image to enlarge
Click image to enlarge
AI Invoice Capture
Invoice Matching & Approvals
Global Invoice Compliance
Payment Execution
Payment Visibility & Control
Reconciliation & Rebate Capture
What’s actually slowing your AP team down.
Invoice Processing
The challenge. Manual invoices take real time and real money, roughly $12.88 and 11.6 days to process a single invoice, on average.
The fix. Invoices are captured, coded and matched automatically, cutting that time by up to 85%.
Supplier Queries
The challenge. AP teams spend over a quarter of their week answering “where’s my invoice” from suppliers.
The fix. Suppliers check invoice and payment status themselves, so those calls stop coming.
Approval Workflows
The challenge. Approvals route through email chains and shared inboxes, with no visibility into where an invoice actually stands.
The fix. Configurable workflows route each invoice to the right approver automatically, with full status visibility at every step.
Payments & Reconciliation
The challenge. An invoice gets approved, then paying it still means logging into a different system entirely.
The fix. Approval, payment and reconciliation happen in the same place, nothing changes hands.
From manual AP to fully managed, optimized invoice-to-pay.
The process costs of our old procurement procedures were extreme. JAGGAER is helping us to shorten our processing periods and eliminates the manual work that went along with the ordering and invoicing processes. The improvements will soon become visible in the form of reduced costs.
Department Head of Central Purchasing, NürnbergMesse GmbH
Your S2P expert is here.
AI grounded in your policies.
Fluent in your data.
JAI helps AP teams clear invoices faster by explaining why an invoice is held, recommending the resolution, and surfacing early-pay discounts before they expire.
Illustrative conversation, example data, not customer records.
AI embedded in your accounts payable workflows.
Your AP team handles thousands of invoices. Here's the AI doing the heavy lifting so they don't have to.
Accurate Invoice Data Capture
Ensure accurate invoice entries with automated GL accounting and PO matching, delivering invoices that are 'OK to pay' in less time, without relying on templates or rules.
Account Code Recommendations
Recommends account codes at header and line level for non-PO invoices, reducing coding errors without manual reviews.
Payment Method Optimization
Spend is routed to the most cost-effective or rebate-eligible rail: virtual card, premium ACH, or standard ACH, based on supplier profile, amount, and your business rules.
AP automation that fits how your industry works.
Manufacturing, higher education, public sector, and more. Configured to your compliance rules and payment policies.
Manufacturing
High-volume POs · ERP integration · Supplier diversity
- 3-way match on high-volume POs
- ERP write-back to SAP, Oracle and Infor
- Payment execution via ACH, virtual card and wire
- Automated reconciliation against call-offs
- Early-pay discount capture on approved invoices
Higher Education
Grant compliance · Decentralized AP · Multi-entity buying
- Grant and cost-center coding enforced at entry
- Approval routing for non-AP department staff
- ACH and virtual card payments to suppliers
- Split coding across multiple funds or grants
- Automatic invoice creation from approved POs
Public Sector
Audit trails · Budget control · Compliance mandates
- Full audit trail across every invoice decision point
- Budget committed and verified before payment
- Invoicing compliance by region/jurisdiction
- Payment controls with segregation of duties
- Workflows by departments or entities
Every payment, reconciled to the source that authorized it.
Connect accounts payable directly to sourcing, procurement, supplier data, and more.
"We've eliminated the inefficiencies of manual effort. Everything is here, on one platform. That's the key benefit of JAGGAER."
― Denice Ferguson, Business Systems Analyst, UNC Charlotte
Recognized by Gartner, IDC, and Ardent Partners.
Analysts name JAGGAER across AI, S2P, CLM and P2P.
Magic Quadrant
- 2026VisionaryS2P Magic Quadrant
- 2025VisionaryS2P Magic Quadrant
- 2024VisionaryS2P Magic Quadrant
IDC Rankings
- 2025LeaderCLM & P2P
- 2025LeaderAI-Enabled Buy-Side CLM within S2P
- 2025LeaderAI-Enabled P2P Application
Technology Advisor
- 2026Market LeaderAutomation & Payments
- 2024Vanguard LeaderStrategic Sourcing
- 2023Vanguard LeaderePayables
Connects to SAP, Oracle, Workday, and your financial ecosystem.
Pre-built integrations across ERP and enterprise systems.
40+ pre-built integrations.
SAP
Oracle
Workday
Sage
NetSuite
Ellucian
PeopleSoft
Infor
JD Edwards
+ 30 more
Explore related solutions in more detail.
Learn more about each solution behind the invoice-to-pay process.
Talk to an AP expert.
Tell us how you pay today. We'll show you exactly where automation, controls, and rebate capture fit into your current AP setup, with specifics, not a generic demo.
- Drowning in paper or email invoices?
Multi-channel capture with OCR, EDI, cXML and PEPPOL. - Non-PO invoices coded by hand?
AI account coding at header and line level. - Paying suppliers?
Automate invoice payments across ACH, card, wire and check. - Paying individuals?
Pay contractors and one-time recipients with no supplier onboarding. - Already have a bank or AP system?
Layer JAGGAER on top with Bring Your Own Bank, minimal disruption.
Request a Demo
Frequently asked questions about JAGGAER Accounts Payable Automation software.
The questions we hear most often from finance and procurement teams. Answered straight.
One continuous workflow covering the full payables cycle: invoices received from any channel, extracted and validated, coded and matched, routed for approval, paid on an optimized method, then reconciled and posted to your ERP. The alternative is automating one stage and handing off manually between the rest.
An ERP AP module records accounting entries and leaves payment execution manual, someone still logs into a bank portal or a separate processor to release the payment, and suppliers get no self-service. JAGGAER automates the whole operational cycle, so the payment executes inside JAGGAER. Only the resulting entries and payment status post back to your ERP.
Portal, email, EDI, cXML, OCR, PEPPOL and global eInvoicing networks. Suppliers can also flip approved POs to invoices directly from the Supplier Portal.
An invoice captured, matched and approved with minimal manual intervention. Confidence-based AI determines when an invoice can flow through untouched and when it needs a person, so your team spends its time on genuine exceptions.
AI assigns account codes at header and line level and allocates entities, business units and cost centers in minutes, minimising manual coding. It works without predefined templates or rules and improves from the corrections your team makes.
ACH, premium ACH, virtual card, check and wire for supplier invoice payments. Virtual cards can be issued against approved POs and to employees on your existing card program. ACH or virtual card covers one-time, non-PO recipients such as contractors and individuals.
2-way matching checks an invoice against its purchase order; 3-way matching adds the goods receipt, confirming the invoice, order and delivery all agree before approval. Both run automatically with configurable tolerances, so only genuine mismatches reach a person.
VAT accuracy, mandatory fields, approved formats, digital signatures and compliant archiving are validated automatically as each invoice is captured, covering both clearance and post-audit models. This matters now more than ever, France’s mandate takes effect 1 September 2026, with Germany phasing in from January 2027.
Yes. Virtual card and premium ACH transactions generate interchange and supplier rebates. Spend is routed to the payment method most likely to generate rebate income based on supplier profile, transaction amount and your business rules.
Recipients receive a smart form by email to provide payment and tax details, and W-9 and W-8 collection is automated. No formal supplier setup is required, which is how honoraria, stipends, contractor and trial-participant payments get handled without a workaround.
Bank account validation, ownership confirmation and real-time transaction monitoring run on every payment before it executes, with automated compliance checks and a full audit trail. Duplicate detection is applied upstream at invoice intake.
No. JAGGAER connects to your ERP rather than replacing it, with 40+ pre-built integrations and real-time posting. Bring Your Own Bank lets you layer automation and rebate optimization on top of your existing corporate card program or banking relationship.
