JAGGAER One · Procure-to-Pay · Payments
Payment Automation Software. All Payments. One Platform.
Automate invoice payments, issue virtual cards, and pay individuals, from approved invoice to settled, reconciled, and posted to your ERP.
40%
Potential reduction in payment costs
100%
Payment success rate
92%
Spend processed electronically
25%
Savings in labor costs
Payment solutions that automate and optimize every payment.
From approved invoice to ERP-posted payment in a unified, fully auditable platform.
Touchless Invoice Payments
End-to-end AP payments with optimized payment methods and execution built in.
Virtual Card Payments
Issue virtual cards to vendors and employees using your existing card program.
Payments to Individuals & Ad-Hoc Vendors
Pay non-PO recipients directly, no supplier onboarding required, no workarounds.
Configurable Approval Workflows & Controls
Route approvals by supplier, amount, or business unit, with controls and an audit trail before payment.
Fraud Detection & Bank Verification
Bank validation, ownership confirmation, and real-time monitoring protect every payment.
Maximize Rebate Potential
Grow rebate revenue by routing payments to the most beneficial methods automatically.
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Touchless Invoice Payments
Virtual Card Payments
Payments to Individuals & Ad-Hoc Vendors
Configurable Approval Workflows & Controls
Fraud Detection & Bank Verification
Maximize Rebate Potential
From manual AP to fully managed, optimized payment execution.
One workflow from invoice capture to ERP reconciliation. Routine payables become a source of rebate revenue.
The old way:
The right way:
Your S2P expert is here.
AI grounded in your policies.
Fluent in your data.
JAI accelerates payment cycles, protects against fraud, and surfaces savings before they expire.
Intelligent automation built into your payment workflows.
Fewer errors, faster execution, and less manual review — applied automatically across every payment your team runs.
Fraud & anomaly detection
Bank account validation, ownership confirmation, and real-time transaction monitoring flag suspicious activity before a payment executes — reducing manual audit burden.
Payment method optimization
Spend is routed to the most cost-effective or rebate-eligible rail — virtual card, premium ACH, or standard ACH — based on supplier profile, amount, and your business rules.
Reconciliation & GL automation
Payment data posts to your ERP in real time, discrepancies are surfaced automatically, and manual general-ledger entry is eliminated across every payment type.
Payments built for your industry.
Manufacturing, higher education, public sector, and more — configured to your compliance rules, approval policies, and payment mix.
Manufacturing
Cost control · Supplier payments · Card programs
- Supplier invoice payments across ACH, card, and wire
- Virtual card programs tied to PO-based spend
- Early-pay discounts captured at execution
- Real-time ERP write-back to SAP, Oracle, Infor
Higher Education
Compliance · One-time payments · Rebates
- One-time payments for honoraria, stipends, and contractors
- Automated W-9 / W-8 collection for tax compliance
- Rebate revenue routed back to departmental budgets
- Integration with Banner, Workday, Oracle
Public Sector
Audit trails · Fraud controls · Budget alignment
- Bank verification and fraud controls on every payment
- Full audit trail across creation, approval, and execution
- Budget-aligned payment scheduling and approval routing
- Automated reconciliation for audit-ready reporting
Healthcare, Energy, and Life Sciences
Regulated spend · Vendor compliance · Capital payments
- Healthcare: compliant supplier payments with audit trails
- Energy: capital project and MRO payment workflows
- Life Sciences: one-time payments to trial participants and researchers
- Automated W-9 / W-8 collection for clinical and field staff
Every payment, reconciled to the source that authorized it.
Every payment tied to the invoice, PO, budget, and approval that authorized it. Settled and reconciled inside JAGGAER One, not a separate bank portal.
Connects to Ellucian, Workday, Oracle and your full ERP stack.
Pre-built integrations across ERP and enterprise systems. Payment records and GL entries post back in real time.
ERP and enterprise systems
40+ pre-built integrations.
Ellucian
Workday
Oracle
SAP
PeopleSoft
Sage
NetSuite
Infor
JD Edwards
+ 30 more
The procurement platform recognized by industry leaders.
Analysts name JAGGAER across AI, S2P, CLM, and P2P.
Magic Quadrant
- 2026VisionaryS2P Magic Quadrant
- 2025VisionaryS2P Magic Quadrant
- 2024VisionaryS2P Magic Quadrant
IDC Rankings
- 2025LeaderCLM & P2P
- 2025LeaderAI-Enabled Buy-Side CLM within S2P
- 2025LeaderAI-Enabled P2P Application
Technology Advisor
- 2026Market LeaderAutomation & Payments
- 2024Vanguard LeaderStrategic Sourcing
- 2023Vanguard LeaderePayables
Payments resources & insights.
Briefs, guides, and a live look at JAGGAER payment automation.
Talk to a payment expert.
Tell us how you pay today. We’ll show you exactly where automation, controls, and rebate capture fit into your current AP setup — with specifics, not a generic demo.
- Paying suppliers?
Automate invoice payments across ACH, card, wire, and check. - Running a card program?
Issue virtual cards on POs and to employees using your existing bank. - Paying individuals?
Pay contractors and one-time recipients with no supplier onboarding. - Already have a bank or AP system?
Layer JAGGAER on top with Bring Your Own Bank, with minimal disruption.
Request a Demo
Payment automation FAQs.
The questions we hear most often from finance and procurement teams. Answered straight.
JAGGAER Pay is a B2B payment automation solution embedded in JAGGAER One’s source-to-pay platform. It initiates payments from approved invoices or POs, routes them to the right payment method, and reconciles them to your ERP without manual intervention.
ACH, premium ACH, virtual card, check, and wire for supplier invoice payments. Virtual card against approved POs. ACH or virtual card for one-time, non-PO recipients such as contractors and individuals.
ERP payment modules record accounting entries but typically require manual payment execution and have no supplier-facing tools. JAGGAER Pay automates payment creation, scheduling, supplier communication, remittance, and reconciliation. It connects to your ERP rather than replacing it.
Yes. Virtual card and premium ACH transactions generate interchange and supplier rebates. JAGGAER routes spend to the payment rail most likely to generate rebate income based on supplier profile, transaction amount, and your business rules.
JAGGAER applies bank account validation, ownership confirmation, and real-time transaction monitoring to every payment. Automated compliance checks and full audit trails run before any payment executes.
Each transaction is posted directly to your ERP general ledger in real time, matched to the originating invoice or PO. Discrepancies surface automatically. Manual GL entry is eliminated across all payment types.
JAGGAER manages outreach, enrollment, and payment method selection on behalf of your organization. For one-time or non-PO payees, recipients receive a smart form via email to provide payment and tax details. W-9 and W-8 collection is automated. No formal supplier setup is required.
Bring Your Own Bank lets you layer JAGGAER Pay’s automation and rebate optimization on top of your existing corporate card program or banking relationship, with minimal disruption to current AP infrastructure.
Standalone tools and bank portals process transactions but operate outside your procurement workflow. JAGGAER Pay is embedded in the full source-to-pay process, so invoice matching, PO validation, payment execution, and GL reconciliation happen in one platform without re-entry or manual handoffs.
Real-time dashboards show payment status, supplier adoption rates, cash flow, DPO, and rebate capture across all payment types. No separate reporting export is required.
